The internet is a vast and valuable resource, but it also comes with risks. Phishing and scams are some of the most common online threats, targeting individuals of all ages, including children. Cybercriminals use deceptive tactics to steal personal information, financial details, or even infect devices with malware. Educating yourself and your child about these dangers is crucial in today’s digital world.

What is Phishing?

Phishing is a type of cyberattack where criminals disguise themselves as trustworthy entities, such as banks, government agencies, or familiar brands, to trick people into revealing sensitive information. Phishing attacks usually come in the form of emails, text messages, social media messages, or fraudulent websites.

Common Signs of Phishing Attacks

1. Unfamiliar Senders – If you receive an email or message from someone you don’t recognise, be cautious.
2. Urgency and Threats – Scammers often use scare tactics, such as threats of account suspension or urgent requests for action.
3. Spelling and Grammar Errors – Many phishing emails contain poor grammar, spelling mistakes, or odd sentence structures.
4. Suspicious Links and Attachments – If a message asks you to click on a link or download an attachment unexpectedly, verify its authenticity before proceeding.
5. Requests for Personal Information – Legitimate companies will never ask for sensitive information like passwords or banking details via email or text.
6. Too-Good-To-Be-True Offers – If a message promises a prize, lottery win, or financial gain with minimal effort, it’s likely a scam.

How to Protect Yourself from Phishing and Scams

– Verify the Source – Always check email addresses and sender details before responding.
– Avoid Clicking Suspicious Links – Hover over links to preview the URL before clicking, and ensure they lead to legitimate websites.
– Enable Multi-Factor Authentication (MFA) – This adds an extra layer of security to your accounts.
– Keep Software Updated – Ensure your devices have the latest security updates and antivirus software.
– Report Suspicious Messages – If you receive a phishing email or message, report it to the relevant authorities, such as Action Fraud in the UK.

Training Your Child to Recognise Phishing and Scams

Children and teenagers are particularly vulnerable to online scams, as they may not be familiar with common cyber threats. Here’s how to equip them with the necessary knowledge and skills:

1. Teach Them About Online Risks

Explain what phishing and scams are in simple terms. Use real-life examples to help them understand how cybercriminals operate.

2. Encourage Critical Thinking

Train your child to question messages and offers that seem unusual. Teach them to ask:
– Does this message make sense?
– Am I being pressured to act quickly?
– Do I know the sender?

3. Help Them Identify Red Flags

Show them examples of phishing emails or scam messages, pointing out signs such as misspellings, strange URLs, and requests for personal details.

4. Use Parental Controls and Security Tools

Set up parental controls on devices and use security software to filter out fraudulent websites and emails.

5. Encourage Open Communication

Let your child know they can come to you if they receive a suspicious message or encounter something unusual online. Create a safe space where they feel comfortable discussing their online experiences.

6. Teach Them Not to Share Personal Information

Instruct them never to share personal details, such as full name, home address, phone number, or passwords, with strangers online.

7. Set Strong Passwords and Enable Security Features

Help them create strong passwords and enable multi-factor authentication on their accounts for extra security.

Final Thoughts

The digital world is full of opportunities, but it also comes with risks. By recognising phishing and scams and teaching your child how to spot them, you can help them navigate the internet safely. Cybersecurity awareness is an ongoing process, so keep the conversation open, stay updated on new threats, and reinforce best practices regularly. By doing so, you and your child can enjoy the internet safely and confidently.